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Car Loan Center

Car Loans & Leases in Rochelle Park, New Jersey

After careful consideration - and no doubt an exciting test drive or two - you've chosen the Acura of your dreams. Now your number one priority is getting it home as quickly as possible, and our goal is to facilitate the process in every way we can.

We know how important it is to choose the lease or finance option that best suits your situation, and we will take the time to explain your alternatives thoroughly. We will also review an array of vehicle protection plans which will minimize your risk and maximize your peace of mind as you drive away in your beautiful Acura.

For your convenience, we have provided an online pre-approval program which will allow you to begin the process at your own pace and from the comfort of your home or office. If you have any questions, we encourage you to send us an email, give us a call or visit our greater New York City car loan and lease center. We'll be delighted to address any concerns you might have.

We are committed to making sure you are fully aware of all your lease and finance options, and will do everything we can to help you reach an informed decision as quickly and comfortably as possible. That's both our practice and our pledge to you.


Protect Your Investment

  • Lojack
  • Tire & Wheel Road Hazard Protection
  • Gap Protection
  • Paint Protection 
  • Maintenance Upgrade
  • Extended Service Contract
  • Theft Protection  
  • Safe Lease Wear & Tear Protection 
  • Dent & Ding Protection



OUR FINANCE DEPARTMENT



Finance Manager
Alex Fernandez
Phone: (201) 587-9000 x203
alex@parkaveacura.com


 
 
Finance Manager
James Lundy
Phone: (201) 587-9000 x208
james@parkaveacura.com


 

Contact Information

Park Ave Acura

171 Route 17

Rochelle Park, NJ 07662
workSales:
(201) 587-9000
serviceService:
(201) 587-0029
partsParts:
(201) 587-0028

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

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